Home Insurance Agent Services in Charleston, SC

LH Griffith and Company is an insurance agency in Charleston, SC, known for its exceptional home insurance agent services. We have been serving the area for years, providing reliable insurance coverage and personalized customer service to homeowners.

Personal Attention and Customized Solutions

At LH Griffith and Company, our focus is on the individual needs of each client. Our home insurance agent services center on providing a personal touch and addressing each customer's unique requirements. The trained agents at LH Griffith and Company take the time to understand every client's situation, working closely with them to develop tailored solutions that provide the necessary coverage and protection.

Home owners using home insurance agent services in Charleston, SC

Extensive Range of Coverage

Our reputation for exceptional home insurance agent services is based on its ability to offer a comprehensive range of coverage options. LH Griffith and Company takes pride in providing clients with the coverage they need to protect their homes against disasters such as fire, theft, and natural disasters. We offer coverage for the dwelling and other structures, personal property, liability, and additional living expenses.

Expertise and Experience

With over 100 years in the industry, LH Griffith and Company has established itself as a trusted home insurance agent in the Charleston, SC area. The company has a wealth of expertise and experience in the field, which helps it to provide customers with the best possible service.


The professional agents at LH Griffith and Company stay up-to-date on the latest industry developments, meaning they are always well-informed and equipped to provide clients with the most current and relevant advice.


LH Griffith and Company is an outstanding home insurance agent company in Charleston, SC, offering personalized customer service, a comprehensive range of coverage options, and a wealth of expertise and experience. If you're a homeowner looking for reliable coverage to protect your home, contact us today to learn more.

Frequently Asked Questions About a Home Insurance Agent in Charleston, SC

  • Why Should I Work With a Local Home Insurance Agent in Charleston, SC?

    As a home insurance agent in Charleston, SC, I understand the unique risks homeowners face here—whether it's coastal flooding or hurricane season. Working with a local agent means you’ll get tailored advice, personalized service, and someone who truly knows the area. At LH Griffith and Company, we're here when you need us most. Check out our blog for home insurance tips!

  • What Coverages Should I Discuss With My Home Insurance Agent in Charleston?

    When we talk, I always recommend reviewing key coverages like dwelling, personal property, liability, and loss of use. Living in Charleston, it’s also important to consider wind and flood endorsements. Let’s make sure your policy fits your specific home and location.

  • How Do I Know if My Coverage Is Enough To Rebuild My Home After a Disaster?

    We use current construction costs in Charleston to estimate what it would take to fully rebuild your home. I’ll walk you through a replacement cost review to make sure you're not underinsured. As your home insurance agent in Charleston, SC, I want you protected—not surprised.

  • Is Flood Insurance Necessary in Charleston, SC?

    Yes, it’s a smart move. Charleston’s coastal setting makes flood risk higher, even outside FEMA-designated zones. Most home insurance policies don’t cover flood damage, so a separate flood policy is often essential for full protection.

  • Will My Home Insurance Cover Damages From Wind, Hail, or Hurricane?

    Many Charleston policies include wind and hail coverage, but hurricane protection can vary by insurer. We'll go over exactly what’s included—and what needs to be added—to keep you covered during storm season.

  • How Do I File a Home Insurance Claim in Charleston, SC After a Disaster?

    Filing a claim starts with contacting our office or your insurance carrier right away. I’ll guide you through the process, help you document the damage, and make sure your claim moves forward as smoothly as possible. That’s the benefit of working with a local home insurance agent in Charleston, SC.

Let LH Griffith and Company be your trusted home insurance agent in Charleston, SC. Contact us today or request a quote to protect your home with confidence.