Renting a home has many benefits. You do not have to pay for the upkeep of the building, risk mortgage debts, or be stuck in one place for a long time. However, you will still need to financially protect yourself and your stuff from any disasters. A landlord’s property insurance may cover whatever happens at the exteriors of your rented home but not any of your things. A renters insurance will cover your stuff from anything else that is not listed in your landlord’s property insurance.
At LH Griffith and Company, we help to provide you with additional protection for your special personal belongings. Our team of licensed professionals will work alongside you to understand your financial condition and provide you with a full-coverage plan at the most effective rates. We also have additional options that you can choose to protect some specific items in your home. We provide our services to Charleston and Summerville. If you are from any of these areas, contact us today for more information.
Here are some more benefits of having a renters insurance:
- Liability protection
If a guest gets injured inside your apartment or home, your landlord’s insurance will not pay for any of it. However, renters insurance will help cover the liability, and hospital expenses should any third party get injured within your home. Or if you have a dog and your dog bites someone off-premises, your renters’ insurance can cover for that as well.
- Relocation costs
In the event of a disaster or natural calamity when your apartment is undergoing repair, renters insurance usually covers additional living expenses as well. You can temporarily live somewhere else while your insurer will reimburse you for the extra expenses incurred.
So, if you are interested in our services, contact us today.