Life Insurance in Charleston, Goose Creek, Moncks Corner, Summerville and Nearby Cities

Man can never know what’s in store for him in the future. The best way to ensure the safety of any person is to get a Life Insurance with guaranteed rate of return from a company that can be trusted with your life. We at L.H. Griffith &Company know, how most of the families struggle with financial issues after the death of a member. We offer our services in and around Charleston, Goose Creek, Kiawah Island, Moncks Corner, and Summerville. We can boast that our plans are customized for specific purposes.

Life Insurance in Charleston, Goose Creek, Moncks Corner, SummervilleBelow are mentioned the types of insurance policy we offer.

  • Permanent Life Insurance

This type of policy is designed to provide life insurance coverage for as long as you live. Premiums are paid from the savings of a person, as he grows his savings portion also increases and thus the premium on this policy remains the same throughout the life of the policy. Here you can withdraw the money that has accumulated in your cash value account. The biggest advantage of this policy is that you can increase or decrease the coverage without surrendering the policy.

  • Term Life Insurance

This is a very affordable type of insurance policy. In most cases to cover the short term debt that usually occurs after the purchase of a permanent life insurance, as it is better to opt for this policy than to struggle with the high premiums of the permanent policy. Taking a term insurance is beneficial especially in the cases where the insured’s death takes place during the pre determined term of the policy.

Ask our agents how to choose a policy with fixed annuity having death benefits which can also be passed on to the nominees stated by you in the policy. You can call us on 843-553-8643.