If you are thinking of investing in a new house, then first you must think of purchasing a homeowner’s insurance. There are several things that can go wrong with your house and you have to think of a way in which you can get the monetary compensation for the losses. Your house can be affected by natural disasters like flood, fires, or even earthquakes. Or your expensive belongings can get stolen from your house. And if someone gets injured on your premises, you will have to provide the liability payments as well. Therefore, purchasing home insurance is absolutely necessary. We, at L.H. Griffith & Company, LLC, are an experienced and reputed company which can offer you comprehensive insurance solutions for various things including auto, business, life, and home insurance. With our solid reputation and high-quality insurance products and services, we have created a solid customer base in areas like Charleston, Goose Creek, Kiawah Island, Moncks Corner, and Summerville. So, if you are looking for the right protection for your home, we can be the right choice for you.
Here, we have put together a few questions to ask your home insurance company. Take a look.
- Are you an independent insurance agency?
First of all, you should ask a company this question because an independent insurance agency means you can get multiple carrier options to choose from according to your budget and needs.
- Do you cover all the major risks my home is exposed to?
Next, you must ensure that the policies provided by the company cover all the major risks so that your home can get an optimal level of protection against all dangers.
- How much do you charge for the premiums?
The budget is the bottom line of any insurance product. So, you have to ask for and compare the premiums to make sure if it is the right choice for you or not.
After asking such questions, if you are interested in our home insurance programs, quickly contact us today.